Most peole are living longer and healthier lives, and retirement can last 30 years or more. People of all ages need to start planning for retirement. The basic State Pension is a start, but it may not be enough to give you the standard of living you've been used to. If you want a higher income in retirement, you'll need to make additional pension arrangements either by setting up a personal pension or by being part of a company scheme. It's never too early to start saving for your retirement.

There are many different types of financial investments and savings, so it is wise to seek advice. We will be happy to advise you as to which ones we recommend as best suiting your risk and reward profile. Investments can be for growth and/or income through a veriety of vehicles, e.g. Unit Trusts, Bonds, and Offshore Funds.

We can access a wide range of policies from the whole market to protect you, your family and your business. Advice and recommendations on protecting your financial commitments against the unexpected; replacement income in the event of long term sickness or disability; access to a cash lump sum on diagnosis of a critical illness or permanent disability.

In association with Berkley Alexander we can assist you with all of your general insurance needs, including Building & Contents, Landlords Insurance, Travel Insurance, Motor Insurance, Pet Insurance, and many more.

Mortgages

Whether you are buying your first home or wanting to build that dream home, our sister firm MI Mortgage Services can help. They have up to date information and access to the whole market. Thousands of mortgage products from hundreds of lenders are updated daily online.

Secured and unsecured loans are available for homeowners at competitive rates from Halifax and Brokerbank.